Insurance & Payment Plans

Learn About Insurance Coverage, Filing Claims and Payment Financing Options

To ease the financial burden associated with your treatment, please be sure to check with your insurance carrier for coverage. Additionally, you may want to consider payment financing plans to spread treatment costs over time. We offer many creative financial solutions to help you and your family get the care you need and deserve.

Please contact our financial coordinator with any questions.

Insurance Coverage

MFS is a Contracted Provider of All Major Insurance Companies.

To verify insurance coverage, please inquire directly with our insurance coordinator. You may use our secure online form to ask your question. Please note that depending upon your insurance contract benefits, you may be responsible for a portion of the charges not paid for or covered by your insurance. For more information, read through our Financial FAQs.

If You Don't Have Insurance Coverage:

If you do not have insurance coverage for your care, we also accept cash, check, and credit cards (American Express, Visa, MasterCard & Discover). See also our financing and payment options for male reproductive procedures.

Financing Options

Apply with CareCredit

There are many loan programs available for patients that need financing. We currently offering CareCredit to make it easier for you to get the treatment and care you want and need. CareCredit, a part of GE Capital, and the nation’s leader in patient financing has a variety of payment plans for you. Depending on your procedure, you can conveniently pay over time with a low monthly payment plan that fits comfortably into your lifestyle and budget. Apply now or to learn more about CareCredit, please contact us.

Financing Advantages

  • All procedure components (surgeon’s fee, surgery center, & anesthesiologist) can be financed
  • Surgeon’s fee is at discounted rate
  • Easy online application
  • Flexible terms

Financing Disadvantages

  • Credit check
  • Finance charges (depending on your credit)
  • List of PPO Plans We Accept*

List of PPO Plans We Accept*

  • Aetna
  • Anthem Blue Cross
  • Beech Street/PHCS
  • Blue Shield PPO/Federal Blue Shield
  • Cigna
  • Delta Health Systems
  • Great West
  • Health Net
  • Pacificare
  • Triwest
  • Tricare Standard
  • United Healthcare
  • First Health
  • Healthcomp
  • Employee Benefits Admin
  • GEHA
  • Principal Life Insurance
  • San Diego & Imperial County School
  • San Diego Electrical Health
  • Scripps Health
  • UFCW local
  • XiMed Medical Group

*This list is NOT all-inclusive. If your provider is not listed, please call (619) 286-3520 to find out if we accept your PPO plan.

  • Pacific Coast Reproductive Society logo
  • American Urological Association logo
  • Fellow American College of Surgeons logo
  • The American Society for Reproductive Medicine logo
  • CBS logo
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